Privacy Policy

1. Introduction

This Privacy Policy explains how fanzzer.com ("NFLUENCER LLC, the owner of fanzzer.com", "we," "us," "our," or "Company") collects, uses, shares, and safeguards your personal data when you use our 18+ creator and fan platform ("Service"). This policy applies to fanzzer.com and all related properties.

2. Data We Collect

We collect information directly from you, automatically through your use of the Service, and from third parties as necessary.

3. How We Use Your Data

We use your information for:

• Account Management: Creating accounts, authentication, password resets
• Payment Processing: Processing hosted checkout, subscriptions, one-time purchases, refunds, chargebacks, wallet credits, and manual payout queue records
• Content Delivery: Hosting, storing, and distributing content
• Fraud Prevention: Detecting fraud, preventing abuse, securing accounts
• Legal Compliance: Tax reporting, responding to legal requests, KYC/AML
• Service Improvement: Analytics, crash reporting, feature development
• Communication: Support responses, notifications, updates
• Marketing: Promotional emails (with opt-out available)
• Safety: Enforcing our 18+ rules, consent requirements, content rules, and Terms of Service

4. Your Data Rights and Content Ownership

You retain ownership of your content and can exercise privacy rights over your personal data.

• Content Ownership: You retain ownership and copyright in content you create
• Access: You can request all data we hold about you at any time
• Correction: You can correct inaccurate information in your account
• Deletion: You can delete your account and request deletion of personal data, subject to permitted retention
• Portability: You can request your data in a portable format
• Export: You can download your content at any time

5. Data Deletion and Account Termination

When you delete your account, we remove or de-identify account data that is no longer needed, subject to legal, safety, payment, tax, and fraud-prevention retention requirements.

6. Data Sharing and Third Parties

We share data only with necessary service providers and as required by law.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to improve your experience.

8. Data Security

We implement industry-standard security measures to protect your data:

• HTTPS encryption for all data in transit
• Encryption at rest for sensitive data
• Secure password hashing and salting
• Security reviews and testing appropriate to the Service
• Access controls and role-based permissions
• Intrusion detection and monitoring
• Two-factor authentication available

Limitation: No security system is 100% secure. While we implement best practices, we cannot guarantee absolute protection. You are responsible for maintaining password security and protecting your account.

9. Content and Creator Data

Your content and Creator data have special protections:

• Ownership: You retain full ownership and copyright of all content
• License: You grant us only a license to host and deliver content
• Creator Data: KYC, tax, wallet, payout queue, and payout information are processed by us and our verification, payment, accounting, and payout service providers
• Safety Review: We may review, restrict, preserve, or remove content to enforce age, consent, legal, processor, and platform rules
• Backup: Content is backed up for service continuity
• Deletion: Content is removed from active user-facing systems when you delete your account unless preservation is required

10. Children and Minors

fanzzer.com is only for users 18 years of age or older.

• We do not knowingly collect data from anyone under 18
• If we discover a minor's account, we delete it immediately
• Parents/guardians: Contact privacy@fanzzer.com if concerned
• We comply with COPPA (Children's Online Privacy Protection Act)

11. Data Retention Periods

We retain data only as long as necessary:

• Active Accounts: Data retained while account is active
• Deleted Accounts: Profile data and content removed from active systems within 30 days unless retention is required
• Tax Records: 7 years (IRS requirement)
• Payment and Payout Records: As needed for accounting, processor reconciliation, refund, chargeback, and legal obligations
• Fraud and Safety Records: As needed to protect users, prevent repeat abuse, and enforce our Terms
• Legal Holds: As required by law or court order
• Backups: Deleted data removed from backups within 90 days

12. GDPR Compliance (European Users)

If you are located in the European Union, you have additional rights under the General Data Protection Regulation (GDPR):

• Right to Access: Request all personal data we hold about you
• Right to Correction: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your data (right to be forgotten)
• Right to Restrict: Limit how we process your data
• Right to Portability: Receive your data in portable format
• Right to Object: Object to certain data processing
• Right to Lodge Complaint: File complaint with data protection authority

Legal Basis: We process account, subscription, and content-delivery data to perform our contract with you; payment, tax, KYC, and safety records to comply with legal obligations; fraud, security, analytics, and enforcement data for legitimate interests; and marketing or optional cookies where consent is required.

13. CCPA Compliance (California Users)

If you are a California resident, you have additional rights under the California Consumer Privacy Act, as amended by the CPRA (CCPA/CPRA). Depending on your relationship with us, we may collect identifiers, commercial information, internet activity, geolocation at city/country level, professional or creator profile information, user content, inferences, and sensitive personal information such as government ID, payment-related information, and precise identity verification data when required.

• Right to Know: What personal information we collect and how we use it
• Right to Delete: Request deletion of personal information collected from you
• Right to Opt-Out: Opt-out of the sale of your personal information (we don't sell it)
• Right to Limit: Limit certain uses of sensitive personal information where the law provides that right
• Right to Non-Discrimination: We don't discriminate for exercising your rights
• Right to Correct: Correct inaccurate personal information

We do not sell personal information or share it for cross-context behavioral advertising. We use sensitive personal information only for account security, age and identity verification, payment processing, tax, safety, legal compliance, and other permitted business purposes.

14. International Data Transfers

Your data may be processed and stored in the United States or other countries where our service providers operate. When required, we use appropriate contractual and operational safeguards for these transfers, and we process your information according to this Privacy Policy and applicable law.

15. Updates to This Privacy Policy

We may update this Privacy Policy periodically. Material changes will be:

• Announced via email to registered users
• Prominently displayed on the website
• Effective 30 days after notice (or sooner for safety)

Continued use of the Service after changes constitutes acceptance of the updated policy.

16. Contact Information

For questions about this Privacy Policy or to exercise your rights:

17. Data Protection Officer

For GDPR-related inquiries, contact us at privacy@fanzzer.com. We will identify any formally appointed data protection officer or EU/UK representative here if one becomes legally required. If you believe your rights have been violated, you may lodge a complaint with your local data protection authority.